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The bank has a claim on the house should the home buyer default on paying the mortgage.

In the case of a foreclosure, the bank may evict the home's tenants and sell the house, using the income from the sale to clear the mortgage debt. With a fixed-rate mortgage, the borrower pays the same interest rate for the life of the loan.

Our website offers a variety of online application options, and our experienced professionals offer superior quality support throughout the entire experience.

A mortgage is a debt instrument, secured by the collateral of specified real estate property, that the borrower is obliged to pay back with a predetermined set of payments.

Mortgages are used by individuals and businesses to make large real estate purchases without paying the entire value of the purchase up front.

Over a period of many years, the borrower repays the loan, plus interest, until he/she eventually owns the property free and clear.

Compare loans for debt consolidation and learn about your options for consolidating debt.To speak directly with an experienced mortgage professional simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private.Pinnacle Lending Group is trusted throughout the community.

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